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ASK FHL HVAC SERVICES ABOUT

An affordable solution for your home’s comfort. 

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Having trouble staying comfortable in your home? We offer an affordable solution for some of your biggest home energy improvements

The Benefits of Smart Financing

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Flexible rate options to fit your budget.

Fast and easy application process

Alabama Power has been a trusted name and company since 1906. Smart Financing was designed to keep your financial information secure

You do not have to be an Alabama Power customer to apply for Smart Financing

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HOW IT WORKS

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Customer completes the digital financing application.
 

If you qualify, you will be presented with your rate options.
 

Sign all loan documents electronically – copies will be emailed to you.
 
We will complete the project, and you can relax

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Frequently Asked Questions

 

What are the eligible financing amounts?

A minimum of $2,000 to a maximum of $25,000.

What products and services will Smart Financing finance?

Heating & Cooling Heat Pump Geothermal Dual Fuel A/C with Gas Furnace Energy Efficiency Improvements Insulation Crawlspace Encapsulation Windows/Doors Attic Ventilation Sun Protection Products Roofing Electrical Smart Home/Security Equipment Electric Vehicle Charging Installation Electrical Panel Upgrade Plumbing Electric Hot Water Heaters (Replacement or Conversion) Tank Tankless Heat Pump Super Insulated Well Pumps Air Quality Humidity Control Air Cleaners Duct Cleaning Generators Natural Gas Diesel Propane

 

Who is eligible?

Residential homeowners in the state of Alabama.

 

Can I apply with a co-applicant?

Yes, but the primary applicant must be the homeowner.

 

Do I have to be an Alabama Power customer to be eligible for Smart Financing?

No, but you must own the home and the address for the project you are requesting financing for must be in the state of Alabama. If you’re not an Alabama Power customer but the project address is within the state, we will set up an account for your convenience, solely designated for your project. You will receive bills from this account.

 

Products and Services

 

Energy efficiency home products and other home- and power-related services can be financed, including:

 

Air Quality

Humidity Control

Air Cleaners

Duct Cleaning

Standby Generator

Natural Gas-Fueled

Diesel-Fueled Propane-Fueled HVAC Conversion Heat

Pump Geothermal Dual Fuel

Roofing

New Roof

Roof Repair

HVAC Replacement

Heat Pump

Geothermal

Dual Fuel

A/C with Gas Furnace

Electrical

Smart Home/Security Equipment

Electric Vehicle Charging

Installation

Electrical Panel Upgrade

Water Heating Conversion

Electric Water Heater —

Tank Electric Water Heater — Tankless

Electric Water Heater — Heat Pump

Electric Water Heater — Super Insulated

Water Heating Replacement

Electric Water Heater — Tank

Electric Water Heater — Tankless

Electric Water Heater — Heat Pump

Electric Water Heater — Super Insulated

 

Energy Efficiency Improvements

Insulation

Crawlspace Encapsulation

Windows/Doors

Attic Ventilation

Sunscreen Product

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